Accounting Analyst

| Phoenix – Mesa – Scottsdale, AZ
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Upgrade is a fintech unicorn founded in 2017. We are the fastest-growing company in the Americas (Financial Times). In the last five years, over 15 million people have applied for an Upgrade card or loan, and we have delivered over $10 billion in affordable and responsible credit. Our innovative Upgrade Card is the fastest growing credit card in America (Nilson Report). Combining the flexibility of a credit card with the low cost of an installment loan helps us redefine banking.

Upgrade has been named a “Best Place to Work in the Bay Area” three years in a row, one of the “Top Companies to work for in Arizona”, and we have received awards for being a best company for Diversity, Women, Culture, and Veterans.
 
We are looking for new team members who get excited about designing and delivering new and better products to join a team of 900 talented and passionate professionals. Come join us if you like to tackle big problems and make a meaningful difference in people's lives.

The Accounting Analyst will be responsible for performing operational accounting tasks, loan portfolio accounting, reconciliations, and other technical accounting functions. Working with a team of Finance, Investor, and Business Analysts in Phoenix and San Francisco, this person will play a key role in maintaining loan portfolio accounting, operational accounting and other close and reporting related functions. The ideal candidate will work closely with Investor Operations and Treasury to identify all relevant loan purchase and sale transactions, verify accuracy, and make recommendations to streamline current portfolio accounting processes and procedures. Additionally, this individual will work with relevant departments and business segments to ensure all expense, payable, accrual, and other month end transactions are properly identified and recorded in the GL system. Lastly, the candidate will assist with preparation, review, and distribution of interim and year-end financial reports to all relevant parties. Candidate must be capable of delivering high-quality deliverables, on time, with careful attention to detail. 

Responsibilities

  • Assist in maintaining loan and securitization portfolio accounting records
  • Assist finance and accounting team members with operational and other accounting functions required by the business
  • Provide timely loan portfolio information to Chief Accounting Officer and Management
  • Work collaboratively, cross-functionally and interface with stakeholders and other teams to effectively and efficiently manage portfolio accounting
  • Effectively communicate (written and verbal) technical subject matter to non-technical business stakeholders

Skills

  • Minimum of 2+ years of experience in public accounting OR 3+ years of corporate accounting experience
  • Knowledge of GAAP; preferrable
  • Database and data manipulation experience a plus
  • Team-player with superior interpersonal skills who can work closely with both accounting teams and relevant business and management teams
  • Effective written, verbal and interpersonal communication skills
  • Sense of ownership and responsibility towards problems and solutions
  • Demonstrated ability to adapt quickly and smoothly to a rapidly changing environment

Perks, Benefits & Fun Stuff

  • Great open office environment
  • Conveniently located in the heart of Downtown Phoenix
  • Comprehensive benefits package: Medical, dental, vision, life insurance & disability
  • Paid parking or platinum pass
  • Close to light rail and public transportation
  • Wellness Incentive Program
  • Paid time off (PTO)
  • Kitchen stocked with beverages, snacks & treats

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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Technology we use

  • Engineering
  • Product
    • GolangLanguages
    • JavaLanguages
    • PythonLanguages
    • ScalaLanguages
    • ReactLibraries
    • ReduxLibraries
    • Node.jsFrameworks
    • SpringFrameworks
    • PostgreSQLDatabases
    • ConfluenceManagement
    • JIRAManagement

An Insider's view of Upgrade, Inc.

How do you collaborate with other teams in the company?

I'm surrounded by so many smart, humble and passionate people, where I can learn and grow from everyday. With culture where everyone’s voice is valued and heard, this makes for a very collaborative and thriving workplace where you can grow. It is very empowering and it truly feels like we can achieve anything we, as a team, set our minds toward.

Nelson Lobo

Software Engineer

What are some things you learned at the company?

Since I started at Upgrade, I have been exposed to new technologies for test automation, infrastructure and code coverage, to name a few. I had some challenges in making our test framework more efficient and faster. This is another aspect of Upgrade that I love: there are always different projects to work on which means new learning opportunities.

Seti Momayez

QA Developer

What are Upgrade, Inc. Perks + Benefits

Culture
Eat lunch together
Daily sync
Open door policy
Open office floor plan
Diversity
Diversity Employee Resource Groups
Health Insurance & Wellness Benefits
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Mental Health Benefits
Retirement & Stock Options Benefits
401(K)
Company Equity
Match charitable contributions
Child Care & Parental Leave Benefits
Generous Parental Leave
Flexible Work Schedule
Remote Work Program
Family Medical Leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Generous PTO
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Company Outings
Game Room
Stocked Kitchen
Some Meals Provided
Happy Hours
Fitness Subsidies
Professional Development Benefits
Job Training & Conferences
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Continuing Education stipend
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