Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionWe're looking for an AML Manager to help us set up our Spanish branch from the ground up. You will join our growing team and support the Money Laundering Reporting Officer (MLRO) and the Country Manager in mitigating financial crime risks. You will help us to design an effective financial crime compliance framework for Wise, which includes AML, CTF, ABC, Sanctions, Fraud, KYC/CDD, and EDD. This role requires you to play a key part in ensuring robust controls are in place, aligned with Spanish regulatory obligations, and to actively collaborate with first line teams, product development, and other key stakeholders in global teams.
What You'll Be Doing:
Deputise for the MLRO when necessary, ensuring strong oversight of financial crime operations across AML/CTF, Fraud and Sanctions
Oversee the suspicious activity reporting processes, including establishing standards for receiving internal reports, making final decisions, and submitting external reports (SARs) to the relevant Reporting Authority
Maintain and oversee the financial crime policy framework and program, ensuring alignment with relevant and local regulatory requirements
Horizon scan for new financial crime regulations and guidance, identifying emerging regulatory developments, and overseeing the implementation of necessary changes
Provide assurance and challenge to First Line of Defence (1LoD) teams on financial crime controls, ensuring they are effective and aligned with Wise’s risk appetite and regulatory standards
Support product and business teams by advising on financial crime compliance for new products and features, ensuring controls meet requirements from the outset
Coordination and response to information requests from Internal Audit and the External Expert
Creation of risk assessment reports, both for the Branch's self-assessment and for the launch of new products
Support the creation and delivery of content shared with regulators (e.g. SEPBLAC's Annual Statistical Requirement), and support the MLRO as a liaison to the Financial Intelligence Unit and law enforcement bodies
You'll Have The Opportunity To:
Participate in the set up of the Wise EU Spanish Branch from the ground up
Develop an in-depth knowledge of Wise's customers and products and be part of our mission to make money without borders
Develop an in-depth knowledge of Wise’s customers and products and be part of our mission to make money without borders the new normal
Help keep our Products safe and compliant
Choose your own path to impact and success - you’ll be part of the compliance team of our Branch in Spain but you will be empowered to have ownership from day one
What You'll Bring:
7+ years of experience in financial crime compliance, specifically in AML/CTF, with experience in fast-paced environments highly preferred
In-depth knowledge of relevant rules and regulations, including what local regulators expect in terms of industry standards
Domain expertise in Spanish financial crime regulations, risk management frameworks, and control environments, particularly in AML (KYC/CDD, Transaction Monitoring, Suspicious activity reporting, etc), CTF and Fraud
Demonstrable experience designing and proactively challenging processes and controls to promote a compliant yet practical approach to building and maintaining products
You have thought deeply about the Wise's mission and how it intersects with compliance
Strong communication skills and the ability to make a logical, persuasive argument for relevant teams, fairly representing the regulatory requirements and risks
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
What the Team is Saying
Similar Jobs
What We Do
Wise is a global technology company, building the best way to move and manage the world's money.
With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.
In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
Gallery
Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
