Job Description DESCRIPTION:
Duties: Use tools such as SQL/SAS, Teradata and Excel, to conduct complex interaction analysis of risk, behavior, and profitability to integrate strategic risk attributes into consumer credit risk strategies. Provide consistent framework to assess loss. Asses profitability dynamics associated with credit decisions in normal as well as stressed economic scenarios. Conduct scenario analysis to optimize credit risk strategy outcomes, such as evaluation of new sources of data for incremental risk separation on top of traditional risk models. Utilize knowledge of risk modeling, profitability modeling, and relevant statistical knowledge to develop risk analysis that is consistent with the firm's risk appetite framework. Partner closely with other strategy areas of Risk, Marketing, IT, and Finance to ensure error-free implementation of risk decisions. Proactively recognize opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality. Develop strong communications to various business partners as well as senior leaders that describe findings and recommendations on both layperson and technical levels.
QUALIFICATIONS:
Minimum education and experience required: This position requires a Master's Degree in Information System Technologies, Finance, Economics, Statistics, Mathematics, Operations Research, or other relevant quantitative field or related field of study plus one (1) year of experience in the position offered or one (1) year of experience as a Strategic Analytics Analyst, Data or Strategy Analyst, or related occupation. The employer will alternatively accept a Bachelor's degree and three (3) years of experience in lieu of the Master's degree and one (1) year of experience.
Skills Required: This position requires experience in the following: programming and data mining using SQL, SAS or equivalent analytic tool; statistical modeling; performing strategy development using Test and Control framework; consumer lending; credit risk management principles; making presentations to multiple levels of management; and implementing systemic strategy adjustments.
Job Location: 201 North Walnut Street, Wilmington, DE 19801
About Us Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.
As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.
Equal Opportunity Employer/Disability/Veterans
About the Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.