Description
At Achieve, we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 2,700 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job-it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Join Achieve, change the future
About the role:
The Staff Data Scientist will be heavily involved in executing data analysis and modeling tasks for Achieve Asset Management, the lending division of the Achieve. The overarching mandate for the Staff Data Scientist is to execute on analytic delivery and to develop new analytic capabilities for its lending businesses. The team member will partner with business leaders in Achieve and deliver frontline models and strategies for originations and account management decisions as well as deliver accurate and timely loss forecasts for pricing, financial planning and capital markets activity. Additionally, he/she may collaborate with other team members to assess and develop new analytic opportunities. This role is of high impact in the organization and will provide the candidate exposure and visibility into strategic initiatives for the company.
What you'll do:

• Drive better understanding of Achieve customers and prospects. Optimize customer experience and Achieve's value proposition by leveraging supervised and unsupervised modeling solutions.
• Utilize your technical and analytical skills, while also gaining in-depth exposure to business strategy.
• Act as consultant to cross functional teams, advise how to best leverage predictive modeling and data in general
• Build loss forecasts and related requests for partner groups. Improve upon current process
• Challenge conventional thinking and work with stakeholders to identify and improve current methodologies and processes
• Conduct Fair Lending Analysis on managed models
• Produce actionable portfolio reporting
• Optimize customer experience and Achieve's value proposition by leveraging supervised and unsupervised modeling solutions
• Build loss forecasts and related requests for partner groups. Improve upon current process
• Challenge conventional thinking and work with stakeholders to identify and improve current methodologies and processes
• Develop new techniques and data that reveal insights hidden in numeric and textual datato drive better understanding of Achieve customers and prospects
• Run Fair Lending Analysis on managed models
• Produce actionable portfolio reporting

What you'll bring:

• Master's degree or PhD in a highly quantitative field (Computer Science, Machine Learning, Operational Research, Statistics, Mathematics, Physics, Economics, etc.)
• 3+ years of experience working in a risk management organization at a financial industry - a big plus
• Hands-on experience with clustering, classification, sentiment analysis, survival analysis, time series, ensembles, and similar other methodologies
• Expert knowledge in R/Python/SQL. Familiarity with UNIX/LINUX environments shell scripting is a plus
• Experience working with relational databases
• Strong organizational skills with an ability to manage multiple projects at any given time
• Strong verbal and written communication skills. In particular, be able to convert highly technical concepts and results into easily understood business value proposition

Preferred Qualifications:

• Experience with use of credit bureau data for modeling and analytics
• Tableau or other visualization tools experience is strongly preferred; knowledge of SAS is a plus

Achieve well-being with:

• Hybrid and remote work opportunities
• 401 (k) with employer match
• Medical, dental, and vision with HSA and FSA
• Competitive vacation and sick time off, as well as dedicated volunteer days
• Access to wellness support through Employee Assistance Program, Virgin Pulse, Ginger Health Coaching, and fitness discounts
• Up to $5,250 paid back to you on eligible education expenses
• Pet insurance for your furry family members
• Financial support in times of hardship with our Achieve Care Fund
• A safe place to connect with other employees through our six employee resource groups

Salary Range: $160,000.00 to $210,000.00 annually + bonus + benefits. This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.
Meet Achieve
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and an empathetic touch. We put people first and treat them like humans, not account numbers.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
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