Enova
Hybrid

Data Science Manager (Hybrid)

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Enova’s hybrid work model allows employees to work in the office T, W, and TH with the option to work from home on Monday and Friday. The health and safety of Enova’s employees is our number one priority and all employees are required to be fully vaccinated for COVID-19.  Proof of vaccination will be requested regardless of work location, unless prohibited by applicable state law. Employees may request an exemption to the vaccination policy due to medical reasons, sincerely-held religious beliefs, or as otherwise permitted by applicable state law.

Portfolio Analytics Overview:

As an Analytics Manager you will be one of Enova’s most valuable resources. You will use creativity and innovative techniques to enhance and improve current statistical processes and methods. You will embody a standard to coordinate, manage and review statistical modeling solutions and analysis to determine validity, impact potential and business fit. You will be expected to communicate to senior management through discussion, presentations, and write-ups of results, recommendations and insights gained through data analysis to be used to develop strategic and operational plans.

It is imperative to have the ability to adjust on the fly as new information surfaces and priorities shift.  You will demonstrate the ability to maintain a thorough understanding of Enova’s products and businesses from a strategic standpoint, in addition to deep knowledge of underwriting/business analytics principles and strategies. You will facilitate close collaboration between team members and Technology & Operations groups on cross-functional projects to improve our verification processes.  Most importantly you will manage a small team of statistical analysts/modelers.

We’re excited about you if you have:

  • A Bachelor's, Master’s, PhD or equivalent experience
  • 6+ years of experience in an Analytics or related field
  • Advanced programming skills and the ability to write customized programs for meaningful data analysis
  • 2+ years of experience directly managing 3 or more employees
  • Proficiency in spreadsheet applications and advanced use of statistical applications
  • Advanced knowledge of statistical/econometric modeling
  • Strong business acumen and previous experience with process improvement as it relates to model building, automation, or other statistical methods.
  • Experience in project management
  • Willingness to take a very hands-on approach to model building

Our Analytics team:

Enova's Analytics team consists of over 60 quantitative professionals dedicated to using the latest cutting-edge techniques to drive business value.   We are a shared service for the entire company and operate in four core Analytics workgroups:

  • Portfolio Analytics – the portfolio team focuses on building cutting edge risk, pricing, and underwriting models to optimize our lending decisions by using advanced modeling and simulation techniques to optimize the performance of our loan products and operations.
  • Fraud Analytics – analysts on the fraud team use advanced data mining techniques to identify and fight online fraud.
  • Marketing Analytics – the marketing analytics team is focused on applying statistical analysis and predictive modeling to help our marketing teams acquire and retain more valuable customers.
  • Research and Platforms- the RAP team builds and maintains all of our technical tools and platforms.  They help investigate new analytics methodologies, use cases, and data sources, to institute new and best practices within the department.

At Enova we have a company-wide culture that emphasizes data-driven analysis. That means you spend less time presenting and more time with the fun part, crunching data! We are language agnostic, but primarily use Python, R, SAS, SQL and Mathematica. That means YOU get to pick the tool that works best for you and the analysis at hand.

#LI-JK1

About Enova:
Enova is a leading financial technology company providing online financial services through its AI and machine learning powered lending platform. Enova serves the needs of non-prime consumers and small businesses, who are frequently underserved by traditional banks. Enova has provided more than 7 million customers with over $40 billion in loans and financing with market leading products that provide a path for them to improve their financial health. Want to learn more? Just ask any of our almost 1,500 employees.

Our goal at Enova, we believe that diversity and inclusion among our teammates is critical to our success as a global company, and we seek to recruit, develop and retain the most talented people from a diverse candidate pool. It is our policy to provide equal employment opportunity for all persons and not discriminate in employment decisions by placing the most qualified person in each job, without regard to any other classification protected by federal, state, or local law. California Applicants: Click here to review our California Privacy Policy for Job Applicants.

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What are Enova Perks + Benefits

Culture
Volunteer in local community
Partners with nonprofits
Open door policy
Pair programming
Open office floor plan
Flexible work schedule
Enova employees are able to leave at 2pm on Fridays between Memorial Day and Labor Day!
Remote work program
Diversity
Dedicated diversity and inclusion staff
Mandated unconscious bias training
Diversity manifesto
Diversity employee resource groups
- B.L.A.C.K @ Enova - HOLA @ Enova - Pride @ Enova - South Asians @ Enova - Women @ Enova - Parents @ Enova
Hiring practices that promote diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Pet insurance
Wellness programs
Team workouts
Enova's team fitness initiatives include Sponsored race teams.
Mental health benefits
Financial & Retirement
401(K)
401(K) matching
Company equity
Performance bonus
Charitable contribution matching
Child Care & Parental Leave Benefits
Childcare benefits
Generous parental leave
Family medical leave
Return-to-work program post parental leave
Company sponsored family events
Vacation & Time Off Benefits
Generous PTO
Paid volunteer time
Sabbatical
Paid holidays
Office Perks
Commuter benefits
Company-sponsored outings
Free snacks and drinks
Some meals provided
We provide free breakfast on Monday.
Company-sponsored happy hours
Company-wide happy hours are hosted once per month and team's host happy hours at their discretion..
Onsite office parking
We offer employees discounted on-site garage parking.
Relocation assistance
Fitness stipend
Home-office stipend for remote employees
Onsite gym
Professional Development Benefits
Job training & conferences
Tuition reimbursement
Lunch and learns
Both company-wide and department-specific events.
Promote from within
Mentorship program
Continuing education stipend
Online course subscriptions available
Customized development tracks
Paid industry certifications

Additional Perks + Benefits

Sabbatical program • Recognition programs • Commuting reimbursement • Monthly social events • Discounted gym memberships • Pet insurance

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