JPMorgan Chase
Hybrid

Consumer & Community Banking - Home Lending - Risk Applied ML/AI - Sr Associate

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Job Description JPMorgan Chase & Co . (NYSE: JPM) is a leading global financial services firm with assets of $2.7 trillion and operations worldwide. The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of customers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com
Our Firmwide Risk Function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.
Chase Consumer & Community Banking (CCB) serves consumers and small businesses with a broad range of financial services, including personal banking, small business banking and lending, mortgages, credit cards, payments, auto finance and investment advice. Consumer & Community Banking Risk Management partners with each CCB sub-line of business to identify, assess, prioritize and remediate risk. Types of risk that occur in consumer businesses include fraud, reputation, operational, credit, market and regulatory, among others.
Decision Science within CCB Risk Home Lending Modeling focuses on the innovation and use of traditional and machine learning modeling to identify new opportunities for revenue growth and risk mitigation in the home lending business. We are looking for candidates with demonstrated expertise in statistics and machine learning to join our talented team. The candidate will be responsible for end-to-end model design and development. In this highly visible role, the successful candidate will be able to think like an analytic leader with business acumen, collaborate in a team environment, and communicate results effectively to senior management.
Home Lending Modeling - Applied AI / ML (Associate)

  • Design and develop models to drive impactful decisions for the home lending business throughout the customer lifecycle (e.g., acquisition, pricing, collection, and recovery)
  • Work closely with the senior management team to develop ambitious, innovative modeling solutions and deliver them into production
  • Collaborate with various partners in marketing, risk, technology, model governance, etc. throughout the entire modeling lifecycle (development, review, deployment, and use of the models)


Basic Qualifications

  • Ph.D. or Master's degree from an accredited university in a quantitative field such as Computer Science, Mathematics, Statistics, Econometrics, or Engineering
  • Demonstrated experience in designing, building, and deploying production quality models
  • At least 1 year of experience and proficiency in coding (e.g., Python, Tensorflow, Spark, or Scala) and big data technologies (e.g., Hadoop, Teradata, AWS cloud, Hive)


Preferred Qualifications

  • Ph.D. in a quantitative field such as Computer Science, Mathematics, Statistics, Econometrics, or Engineering
  • Experience in interpreting machine learning models is a plus
  • Strong ownership and execution; proven experience in taking models to production


About Us Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.
Equal Opportunity Employer/Disability/Veterans
About the Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.

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What are JPMorgan Chase Perks + Benefits

Culture
Volunteer in local community
Partners with nonprofits
Diversity
Diversity employee resource groups
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Wellness programs
Mental health benefits
Financial & Retirement
401(K)
401(K) matching
Employee stock purchase plan
Performance bonus
Child Care & Parental Leave Benefits
Generous parental leave
Family medical leave
Vacation & Time Off Benefits
Generous PTO
Paid holidays
Paid sick days
Office Perks
Commuter benefits
Professional Development Benefits
Tuition reimbursement

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