Credit Analyst

A collective energy and ambition. A place where you can make a real difference.

We’re a company that genuinely cares about our people, our products, our consumers and the environment.

Our unique, informal culture champions courage, determination and collaboration. Knowing we have an open and supportive team means each of us has the freedom to take responsibility and ownership. We have a shared passion to work hard, innovate and push boundaries.

United by the belief that when we strive for growth, anything is possible. While we might not be the largest company in our industry, we believe we can have the biggest impact because: Together We Have the Power to Win.

Church & Dwight is seeking a Credit Analyst to join our team. This role is responsible for contributing to the company’s top line growth and profitability by establishing customer credit lines to accommodate sales requirements while minimizing the risk of bad debt losses and maintaining compliance to company payment terms. This role will also contribute to positive free cash flow metric by ensuring timely collection of outstanding AR balances.

Work Environment

Hybrid: This is a hybrid role based in Ewing, NJ and requires in- person attendance on Tuesdays, Wednesdays, and Thursdays, with remote work options on Mondays and Fridays.

• Analyze financial statements, credit reports from Contract Credit Agencies, economic information and information provided by the customer in order to establish and/or recommend credit limits for new and existing customers within company guidelines and assigned approval limit.

• Responsible for timely collection of AR balances and identifying and resolving the root cause of delinquency issues.

• Make decision to hold or release the customer orders that are systematically placed on credit block. 

• Ensure accuracy of customer’s account data, billing address, credit limit and payment terms.

• Build and leverage relationships with a variety of functional areas (Customer Service, Logistics, Sales, General Accounting, Internal Audit, IT) in order to address customer and/or process related issues. 

• Participate in training of credit & collection staff.

• Analyze account portfolio to identify and address risk and provide reporting and KPI Metrics to management.

• Participate in cross-functionally to facilitate policy and process improvements and resolve policy or systems related issues.

• SAP Super User Responsibilities

• Bridge the gap between business end users and the IT department

• Utilize bigger picture methodology to evaluate strategic technology enhancements

• Participate in enhancement evaluation and testing for future system developments

• Deliver training materials and presentations

• Assist in business users by troubleshooting system related issues

• Demonstrated knowledge of financial statement analysis

• Strong analytical, problem solving and negotiation skills

• Ability to work with minimal supervision

• Excellent verbal and written communication skills

• Ability to work in a team-based environment and interact cooperatively with internal and external customers.

• Reporting and Analytical Skills  

• Power BI and Advanced Microsoft Skills for Trend Analysis, Root Cause Analysis, Problem Solving Skills 

• SAP Super User Skills and Competencies

• An early adopter of technology and staying updated on industry trends

• Analytical skills to interpret user feedback and data

• Excellent written and verbal communication skills

• Strong organizational and time-management abilities

• Bachelor Degree in Business Administration (Finance or Accounting concentration preferred). 

• Minimum of five years of relevant credit and collection experience

• Experience with SAP or other ERP Credit & Collections software. 

• Experience in dealing with major retail customers. 

• CPG Experience Desirable

The U.S. base salary range for this full-time position is $59,400– $84,500. This position is also eligible for a bonus.

As a Church & Dwight US employee, you (and eligible dependents, as applicable) will have access to medical, dental, vision, basic life insurance, paid vacation and sick time, and Paid Parental Leave. U.S. employees are entitled to paid holidays, floating holidays, and vacation days starting in their first year of employment depending on hire date. You are also able to participate in our 401k retirement plan (with company match and profit-sharing) and Discounted Employee Stock Purchase Plan.

The actual base pay offered to the successful candidate will be based on multiple factors, including, but not limited to, job-related knowledge/skills, experience, business needs, geographical location, and internal pay parity. Compensation decisions are dependent upon the facts and circumstances of each position and candidate.

Church & Dwight is proud to be an Equal Opportunity Employer/Veterans/Individuals with Disabilities.
For more information on our company, our brands and our culture visit us at http://www.churchdwight.com/